BSA/AML program management, regulatory exam readiness, partner bank due diligence, and enterprise risk governance. Built for the institutions and innovators operating in regulated financial services today.
Whether you are a community bank preparing for your next safety and soundness exam, a regional institution responding to MRA findings, or a fintech building compliance infrastructure from the ground up, we bring the institutional depth and regulatory fluency your program needs.
Our principal has worked inside Top 10 U.S. banks, Big 4 advisory firms, and directly with FDIC, OCC, and Federal Reserve examination teams. We understand what regulators are looking for because we have been on both sides of the table.
End-to-end BSA/AML program design, documentation, and governance aligned to FinCEN, FFIEC, and your primary regulator's expectations.
Pre-exam preparation including document assembly, gap analysis, mock exams, and management response coaching.
Structured response plans for Matters Requiring Attention and Matters Requiring Immediate Attention findings from your regulator.
Due diligence preparation and compliance infrastructure for fintechs seeking or maintaining bank partnership programs.
Threshold analysis, scenario optimization, and above-the-line/below-the-line testing for your transaction monitoring system.
Customer due diligence and enhanced due diligence program design, risk rating methodology, and ongoing monitoring frameworks.
Money services business registration, state licensing support, and ongoing FinCEN compliance program management.
AML program design for digital asset platforms, including wallet screening, travel rule compliance, and blockchain analytics integration.
Sanctions screening program design, interdiction system testing, and OFAC compliance framework development.
Independent testing of your BSA/AML program as a second or third line of defense, with regulator-ready reporting.
Board-level reporting, BSA committee facilitation, and governance advisory for compliance oversight bodies.
Interim and fractional BSA Officer support for institutions in transition, under enforcement action, or building new programs.
Your next exam is approaching and your team needs support assembling documentation, identifying gaps, and preparing management responses.
Your bank partner is requiring compliance enhancements, and you need to demonstrate program maturity quickly and credibly.
You have the basics in place but need a comprehensive, regulator-ready BSA/AML program with policies, procedures, and testing.
You are launching a new fintech product or platform and need compliance infrastructure built from the ground up.
Big 4 depth without the overhead. Principal-led engagements, faster timelines, and direct access to senior expertise from day one.
Our principal has led BSA/AML programs for Top 10 U.S. banks, community institutions, and fintech platforms across multiple regulatory environments.
We offer a focused BSA/AML program assessment that identifies gaps, prioritizes remediation, and gives you a clear path forward.
